Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Attorney Diane Clair.

A Georgia-based legal expert specializing in:

• Real Estate Law
• Estate Planning & Probate
• Business & Contract Law

She also teaches real estate law at Kennesaw State University and offers a Real Estate Investing Masterclass.

🔑 Key Takeaways from the Interview 1. Legal Profession Misconceptions

• The legal field is often misrepresented by personal injury ads.
• Attorney Claire emphasizes that law is much broader and includes critical areas like estate planning and real estate.

2. Dangers of DIY Legal Work

• Many people use platforms like LegalZoom or AI tools to draft wills or contracts, which can lead to costly mistakes.
• Claire warns that AI can fabricate legal information and should not replace professional legal counsel.

3. Getting Started in Real Estate Investing

• You don’t need a lot of money to begin.
• Start by:
  • Creating a business entity (LLC, S-Corp, etc.)
  • Exploring tax liens and tax deeds
  • Using county foreclosure lists to find investment opportunities
• Claire’s firm helps with title searches, quiet title actions, and closing processes.

4. Estate Planning: Will vs. Trust

• A will outlines asset distribution but must go through probate.
• A trust (especially irrevocable) avoids probate, offers tax benefits, and protects assets.
• Trusts can own property, businesses, bank accounts, and more.

5. Wealth Transfer & Protection

• Trusts allow for tax-free gifting (e.g., tuition payments).
• Assets in a trust are shielded from lawsuits and creditors.
• Claire advises putting all major assets in a trust or business entity.

💡 Notable Quotes

• “Don’t have anything in your own name—have it in the name of the trust or the business.”
• “Real estate is the best thing to invest in and pass down to future generations.”
• “64% of Americans don’t have an estate plan. For minorities, it’s 70%.”

📘 Resources Mentioned

• Website: TheClaireFirm.com
• Real Estate Investing Masterclass: Includes video, PowerPoint, and lender resources
• Consultations: Available for real estate, estate planning, and business law

#SHMS #STRAW #BEST

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Brianna Johnson.

A dynamic entrepreneur and founder of Legend Life Financial. Here's a breakdown of the key highlights and insights from the episode:

🔑 Key Themes & Takeaways 1. Early Entrepreneurship

• By age 22, Brianna owned two clothing stores and a hair salon in Chicago.
• Inspired by her father, a long-time financial services professional, she developed a strong entrepreneurial spirit early on.

2. Transition to Financial Services

• At 24, she pivoted into financial services, initially resistant to the idea due to its lack of “cool” appeal.
• She passed her state licensing exam and is now licensed in over 30 states.
• Her company, Legend Life Financial, focuses on life insurance and financial education.

3. Insurance Education & Transparency

• Brianna emphasizes the importance of understanding the differences between:
  • Term Life Insurance: Affordable, fixed for a set term (e.g., 20–30 years), but can increase if it's an annual renewable term.
  • Whole Life Insurance: Permanent, more expensive, builds cash value slowly.
  • Indexed Universal Life (IUL): Tied to stock market performance with capped gains and protected downside.
  • Universal Life: Flexible premiums, moderate cash value growth.
  • Final Expense Policies: For individuals with health or legal issues, typically lower coverage.

4. Client Advocacy

• She stresses the need to ask questions like “What type of policy is this?” and to avoid blindly trusting agents—especially those who may not stay in the business long-term.
• She follows up with clients regularly and educates them on evolving insurance needs.

5. Mentorship & Impact

• Brianna has mentored over 250 life insurance agents and served more than 5,000 families.
• She’s passionate about empowering people of color through financial literacy and entrepreneurship.

💬 Notable Quotes

• “Fear is just false expectations appearing real.”
• “Everything you want is on the other side of fear.”
• “You don’t have to work more to make more—you just have to work smarter.”

📍 Contact & Resources

• Website: LegendLife.com (spelled with a “Z” – LegzendLife.com)
• Phone: (312) 768-3604
• Social Media: @BriannaKaylaJ on all platforms

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Attorney Diane Clair.

A Georgia-based legal expert specializing in:

• Real Estate Law
• Estate Planning & Probate
• Business & Contract Law

She also teaches real estate law at Kennesaw State University and offers a Real Estate Investing Masterclass.

🔑 Key Takeaways from the Interview 1. Legal Profession Misconceptions

• The legal field is often misrepresented by personal injury ads.
• Attorney Claire emphasizes that law is much broader and includes critical areas like estate planning and real estate.

2. Dangers of DIY Legal Work

• Many people use platforms like LegalZoom or AI tools to draft wills or contracts, which can lead to costly mistakes.
• Claire warns that AI can fabricate legal information and should not replace professional legal counsel.

3. Getting Started in Real Estate Investing

• You don’t need a lot of money to begin.
• Start by:
  • Creating a business entity (LLC, S-Corp, etc.)
  • Exploring tax liens and tax deeds
  • Using county foreclosure lists to find investment opportunities
• Claire’s firm helps with title searches, quiet title actions, and closing processes.

4. Estate Planning: Will vs. Trust

• A will outlines asset distribution but must go through probate.
• A trust (especially irrevocable) avoids probate, offers tax benefits, and protects assets.
• Trusts can own property, businesses, bank accounts, and more.

5. Wealth Transfer & Protection

• Trusts allow for tax-free gifting (e.g., tuition payments).
• Assets in a trust are shielded from lawsuits and creditors.
• Claire advises putting all major assets in a trust or business entity.

💡 Notable Quotes

• “Don’t have anything in your own name—have it in the name of the trust or the business.”
• “Real estate is the best thing to invest in and pass down to future generations.”
• “64% of Americans don’t have an estate plan. For minorities, it’s 70%.”

📘 Resources Mentioned

• Website: TheClaireFirm.com
• Real Estate Investing Masterclass: Includes video, PowerPoint, and lender resources
• Consultations: Available for real estate, estate planning, and business law

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Brianna Johnson.

A dynamic entrepreneur and founder of Legend Life Financial. Here's a breakdown of the key highlights and insights from the episode:

🔑 Key Themes & Takeaways 1. Early Entrepreneurship

• By age 22, Brianna owned two clothing stores and a hair salon in Chicago.
• Inspired by her father, a long-time financial services professional, she developed a strong entrepreneurial spirit early on.

2. Transition to Financial Services

• At 24, she pivoted into financial services, initially resistant to the idea due to its lack of “cool” appeal.
• She passed her state licensing exam and is now licensed in over 30 states.
• Her company, Legend Life Financial, focuses on life insurance and financial education.

3. Insurance Education & Transparency

• Brianna emphasizes the importance of understanding the differences between:
  • Term Life Insurance: Affordable, fixed for a set term (e.g., 20–30 years), but can increase if it's an annual renewable term.
  • Whole Life Insurance: Permanent, more expensive, builds cash value slowly.
  • Indexed Universal Life (IUL): Tied to stock market performance with capped gains and protected downside.
  • Universal Life: Flexible premiums, moderate cash value growth.
  • Final Expense Policies: For individuals with health or legal issues, typically lower coverage.

4. Client Advocacy

• She stresses the need to ask questions like “What type of policy is this?” and to avoid blindly trusting agents—especially those who may not stay in the business long-term.
• She follows up with clients regularly and educates them on evolving insurance needs.

5. Mentorship & Impact

• Brianna has mentored over 250 life insurance agents and served more than 5,000 families.
• She’s passionate about empowering people of color through financial literacy and entrepreneurship.

💬 Notable Quotes

• “Fear is just false expectations appearing real.”
• “Everything you want is on the other side of fear.”
• “You don’t have to work more to make more—you just have to work smarter.”

📍 Contact & Resources

• Website: LegendLife.com (spelled with a “Z” – LegzendLife.com)
• Phone: (312) 768-3604
• Social Media: @BriannaKaylaJ on all platforms

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Attorney Diane Clair.

A Georgia-based legal expert specializing in:

• Real Estate Law
• Estate Planning & Probate
• Business & Contract Law

She also teaches real estate law at Kennesaw State University and offers a Real Estate Investing Masterclass.

🔑 Key Takeaways from the Interview 1. Legal Profession Misconceptions

• The legal field is often misrepresented by personal injury ads.
• Attorney Claire emphasizes that law is much broader and includes critical areas like estate planning and real estate.

2. Dangers of DIY Legal Work

• Many people use platforms like LegalZoom or AI tools to draft wills or contracts, which can lead to costly mistakes.
• Claire warns that AI can fabricate legal information and should not replace professional legal counsel.

3. Getting Started in Real Estate Investing

• You don’t need a lot of money to begin.
• Start by:
  • Creating a business entity (LLC, S-Corp, etc.)
  • Exploring tax liens and tax deeds
  • Using county foreclosure lists to find investment opportunities
• Claire’s firm helps with title searches, quiet title actions, and closing processes.

4. Estate Planning: Will vs. Trust

• A will outlines asset distribution but must go through probate.
• A trust (especially irrevocable) avoids probate, offers tax benefits, and protects assets.
• Trusts can own property, businesses, bank accounts, and more.

5. Wealth Transfer & Protection

• Trusts allow for tax-free gifting (e.g., tuition payments).
• Assets in a trust are shielded from lawsuits and creditors.
• Claire advises putting all major assets in a trust or business entity.

💡 Notable Quotes

• “Don’t have anything in your own name—have it in the name of the trust or the business.”
• “Real estate is the best thing to invest in and pass down to future generations.”
• “64% of Americans don’t have an estate plan. For minorities, it’s 70%.”

📘 Resources Mentioned

• Website: TheClaireFirm.com
• Real Estate Investing Masterclass: Includes video, PowerPoint, and lender resources
• Consultations: Available for real estate, estate planning, and business law

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.